Open Enrollment for 2025 health care coverage started November 1, 2024, and ends January 15, 2025.

Open Enrollment is your once-a-year chance to:

• Apply for a new individual or family health insurance plan
• Change to a different health plan type
• Make updates to your existing health plan, such as adding dependents

Any new enrollments or plan changes made by December 15 will go into effect on January 1, 2025.

See if You Qualify for Financial Assistance

Financial assistance (also called tax credits or subsidies) may be available depending on where you live, your family size, and your income. If you are eligible, you could pay a lower monthly premium for your health plan.

Use our online calculator to see if you are eligible for financial assistance.

Compare 2025 Health Plan Options

No other health insurance company knows Philly like Independence Blue Cross (IBX).

IBX offers the widest selection of health plans so you can find one that works for your personal health, budget, and preferences. Our 2025 options include health plans with no deductible.

Here’s how to start shopping for a health plan:

1. Compare 2025 health plans from IBX.
2. See if you are eligible for financial assistance.
3. Have a look at our supplemental coverage options. These include dental, vision, and accident, critical illness, or hospital recovery insurance plans.

When you pick your plan, it’s easy to enroll online at ibx.com/applynow or by phone at 1-888-475-6206 (TTY: 711), Monday – Friday, 8 a.m. – 8 p.m., and Saturday, 8 a.m. – 1 p.m.

If you need help finding the right health plan or seeing if you’re eligible for financial assistance, IBX is here for you! Call 1‑888‑475‑6206 (TTY: 711) to speak to a licensed agent.