Life happens, and when the unexpected occurs, it can catch you off guard. If you’re dealing with an accident, critical illness, or injury, your focus should be on healing and recovery — not your finances.

Plan For the Unexpected

An Independence Blue Cross (Independence) health plan offers you the security of knowing you have access to high-quality care, including the largest network of doctors and hospitals in the region. For added peace of mind, consider pairing your Independence health plan with an accident, critical illness, and hospital recovery insurance plan from the LifeSecure Insurance Company*, an independent company.

LifeSecure plans offer financial support when you need it most — in the event of an accident, serious illness, or hospital stay. You can make up for lost income and pay for medical deductibles, out-of-network office visits, uncovered treatments, childcare, transportation to appointments, household upkeep, or anything else you may need.

Let’s explore the plans available from LifeSecure and how they can enhance your medical coverage!

Accident Insurance

In the event of an accident, an Independence health plan provides benefits for covered medical services associated with an injury. But you might also want supplemental medical insurance to help with out-of-pocket costs resulting from an accident that can set you back financially.

That’s where LifeSecure comes in. LifeSecure’s personal accident insurance provides cash benefits paid directly to you to help offset injury-related expenses, such as copays, tests, X-rays, and therapy, regardless of any other insurance you have.

Accidents Happen

Here’s an example of how a LifeSecure accident insurance plan with an annual benefit amount of $10,000 can help you in the event of an accident:

Donna has a $0 deductible under her LifeSecure personal accident insurance plan and has incurred $8,800 in reimbursable medical expenses, including the costs of deductibles, copays, and coinsurance. Her benefit payout would be $8,800.