AblePay Health is an independent company. This is a value‑added program and not a benefit under IBX and is therefore subject to change without notice.
 
GradFin, a brand of KeyBank N.A., is providing student loan products and services to customers of Independence Blue Cross. This value‑added program is not a benefit under an IBX health plan and is, therefore, subject to change without notice. GradFin does not provide Independence Blue Cross products or services. GradFin is not a debt relief services company, lender, loan broker, broker‑dealer, registered investment adviser, or insurance agent. Information provided by GradFin does not constitute, nor does GradFin provide, tax, legal, financial, credit counseling, or accounting advice.
 
The Tuition Rewards program is provided by The College Tuition Benefit, an independent company. Neither The College Tuition Benefit nor SAGE Scholars, Inc. provide IBX products or services.
 
Independence Blue Cross offers products through its subsidiaries Independence Assurance Company, Independence Hospital Indemnity Plan, Keystone Health Plan East, and QCC Insurance Company — independent licensees of the Blue Cross and Blue Shield Association.